At Decus Insurance Brokers we understand the ever increasing threats and risks to organisations arising out of cyber-attacks. In conjunction with this fact, we are acutely aware of the constant changes in cyber security. We will continue to adapt to the nature of cyber-attacks and the risks they bring, holding the demands and expectations from our clients to the fore. Our flexibility in being able to offer various solutions, from our own in-house bespoke online portal to creating your own Managing General Agency / Lloyd’s Coverholder status, stands us apart from our competitors.
Small Business Cyber
Small Business Cyber is an in-house product tailored specifically for small businesses with revenues up to USD 10m needing a simple and fast solution to protect themselves from the ever increasing threat of cyber risks. With premiums starting at USD 250 and limits from USD 100,000 up to USD 1m this is a solution for clients wanting comprehensive cover at a competitive price.
As well as offering our own in-house product, we work in conjunction with other London and Lloyd's markets that can offer online quote and bind options that can be more appropriate to the needs of our clients.
We have established expertise in setting up and arranging numerous Managing General Agents/ Lloyd's Coverholders. We work with these clients wanting their own independent and bespoke offering.
With access to the London and Lloyd's market, primary and excess plays are available for larger and more complex risks that need to be tailored for specific clients.
Bespoke Solutions can include:
• Network Security Liability
• Privacy Liability Coverage
• Privacy Breach Expenses
• Regulatory Fines and Proceeding Coverage
• Reputational and Event Support Damage
• Electronic Data Expenses
• Business Interruption Loss of Income
• Network and Data Extortion Expense
• Electronic Payment Transactional Fraud
• Multi-Media Liability
• Technology Errors & Omissions Liability
We recognise the importance and crucial nature of fast and effective response to minimise any potential cyber claim. We work with response specialists to help mitigate the threat of a breach as they provide proactive protection services to assist a client in safeguarding their business. Services offered include 24/7/365 fraud protection, breach management, identity and credit monitoring, legal advice, forensic investigation and training.
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