At Decus Insurance Brokers we are able to offer our clients a bespoke Homeowners Policy for your High Net Worth clients. We have the most success with individual properties where the standard markets have declined to provide terms.
High Value Homes Coverage (HO3 / HO5 & DP3)
Our markets cover comprehensive coverage for high value net-worth homeowners located anywhere in the USA or the Caribbean with a maximum capacity of $25m.
Unit Owners Coverage (HO6)
Our markets offer insurance for the owners of condominium units nationwide witha minimum coverage A of $10k. Rating favours larger newer units.
We aim to respond within 24 hours as our facility is written 100% with the largest writer of High Value Homeowners in the Lloyd’s market and, as such, we have a single access point with them. We also aim to issue full Certificate of Insurance within 7-10 days of binding, but always within a maximum of 30 days of binding.