Construction Insurance

Comprehensive Coverage for Every Stage of Your Project

At Decus Insurance Brokers, our dedicated Construction team collaborates closely with contractors, owners, developers, and lenders to deliver best-in-class insurance solutions for customers across the London and European insurance markets. With bespoke policy wordings and a deep understanding of the industry, we tailor coverage to meet the unique demands of each project.

Whether you're a domestic housebuilder or managing a large-scale industrial, retail, or energy development, we specialise in complex and hard-to-place risks. Our end-to-end coverage supports all stakeholders throughout the project lifecycle, including protection against natural catastrophe perils and the technical challenges of modern construction.

Tailored Insurance Solutions

We offer a wide range of specialist products designed to meet the diverse needs of the construction sector:

• Annual Facility Programmes (MBR)
• Single Project Controlled Programmes (OCIP/CCIP)
• Builder’s Risk (BAR) / Course of Construction (COC)
• Delay in Start Up (DSU) / Advance Loss of Profit (ALOP)
• Construction All Risks (CAR)
• Erection All Risks (EAR)
• Third Party Liability (TPL)
• Contractors Plant and Equipment (CPE)
• Latent Defects Insurance (LDI) / Inherent Defects Insurance (IDI)

Sector Experience

We have a deep understanding and experience in placing cover for complex risks across:

• Property,
• Infrastructure, and
• Industrial risks.